Writing a Will

Writing a Will

Writing a Will may sometimes seem complicated, but it can be straightforward.

Three-day-old Umaro Monsaray held by nurses during his health check at the Magburaka PHC Primary Health Clinic,in Tonkolili, Sierra Leone. Photo: Brenda Fitzsimons/Concern Worldwide/2012/Sierra Leone

You might be getting your first mortgage, have a new addition to the family or maybe feel like it’s time to prepare for the future. An up-to-date Will can help to ensure that your wishes are carried out and that your loved ones are provided for in the way you intend.

To help you prepare for it, please refer to the following guidelines:

1. Find a solicitor - if you don't already use a solicitor, the Law Society provides a directory of registered solicitors:

2. Make a list of all your assets ie property, car, savings, insurance policies etc. and their approximate value.

3. Make a list of all your liabilities ie mortgage, other loans, overdraft, credit cards etc.

4. Consider who you would like to benefit. After taking care of your loved ones, think about which charities you may want to leave a gift to.

5. Consider who you would like to appoint to carry out the instructions in your Will (your executors) and ensure the selected persons would be willing to act in that role

6. Consider who you would like to appoint as guardians for your children if they are under 18 years of age.

7. Visit your solicitor to discuss your plans and to allow him/her to prepare your Will. They should advise you in terms of the tax implications of leaving legacies to family, friends or charities. Before your appointment, check with them that you have all the relevant documentation.

8. If it is something you would like to do, please consider including a gift to Concern.